Yardley real estate PA, Newtown real estate, Upper Makefield real estate and Doylestown real estate, home listings and homes for sale in Pennsylvania - Debbie Spaulder, REALTOR® Debbie Spaulder REALTOR(r) for Yardley, Newtown, Upper Makefield and Doylestown, Pennsylvania real estate - NUMBER1EXPERT™ Debbie Spaulder NUMBER1EXPERT(tm) for Yardley, Newtown, Upper Makefield and Doylestown, Pennsylvania real estate
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Debbie Spaulder, REALTORŪ, real estate agent and broker for Yardley, Newtown, Upper Makefield and Doylestown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Please call me 215-504-7573






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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"We would recommend Debbie to anyone"
"We were particularly pleased with Debbie's negotiation skills in working on our behalf"
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Debbie Spaulder is one of The Top Selling Real Estate Experts™
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Real Estate ABC Gold Award

Mortgage Prequalification: Yardley, Newtown, Upper Makefield and Doylestown Pennsylvania home buying, real estate listings, and homes for sale in Bucks County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Yardley, Newtown, Upper Makefield and Doylestown REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
How can you give your home the equivalent of sunglasses?

A 
Install low "E" squared glass filters sunlight, saves on energy costs and prevents fading of furniture, drapes and carpets.
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School Reports
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As soon as I list another home for sale, I'll email you. You'll know first.
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Debbie Spaulder, REALTORŪ, real estate agent and broker for Yardley, Newtown, Upper Makefield and Doylestown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Spaulder
Prudential Fox and Roach, REALTORS

1010 Stony Hill Road Suite 150
Yardley, PA. 19067
Phone : 215-504-7500
Direct: 215-504-7573
Fax: 215-504-1794
Email: DSpaulder@PaDreamHomes.com

Expect More . You Deserve It! I am committed to exceeding your expectations each and every day. As a Bucks County homeowner for 20 plus years, I can provide whatever area and lifestyle information you require to help with your decision. As a top-selling corporate sales professional for more than 15 years, I can assist you with top-notch negotiating, pricing, and financing skills. This helps deliver a home-buying or home-selling experience with maximum results and no regrets. I will work hard to earn your business and I look forward to providing you personal attention and superior service.

ABReProEqual HousingMLSREALTORRELO




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