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"Debbie knows her business
"Debbie knows her business and treats her clients with respect and is very helpful”.
John and Janice Hansen
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Debbie Spaulder is one of The Top
Selling Real Estate Experts™
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Looking for Bucks County homes? Search everything the web has to offer, right here! Don't miss my Bucks County Feature Homes. Need local Bucks County real estate information? I've summarized much of what is important about the Yardley, Newtown, Holland, Langhorne, Morrisville, Washington Crossing, New Hope, Richboro, Lower Makefield and Upper Makefield real estate market in this site. There are many housing options, from single family, townhouse and active 55+ neighborhoods. I specialize in the following Bucks County areas: |
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Bensalem
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Hulmeville
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Penndel
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Bridgeton
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Ivyland
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Perkasie
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Bristol
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Langhorne
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Pipersville
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Buckingham
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Levittown
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Plumpstead
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Chalfont
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Lower
Makefield
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Richboro
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Croydon
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Lower
Southampton
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Solebury
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Doylestown
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Lumberville
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Southampton
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Fairless
Hills
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Middletown
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Upper
Makefield
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Falls
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Morrisville
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Upper
Southampton
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Fallsington
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New Hope
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Warminster
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Feasterville
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Newtown
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Washington
Crossing
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Holland
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Northampton
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Wrightstown
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Yardley
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Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTOR®. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Yardley, Newtown, Upper Makefield and Doylestown REALTOR®, I have the experience and track record you are looking for. Please let me help. Thank you for visiting my website PADreamHomes.com. - Debbie Spaulder |
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Financing Your Home >Your Financial Cushion
When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.
First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.
A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.
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| Q |
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
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| A |
There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses. |
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- NUMBER1EXPERT™ 
