Yardley real estate PA, Newtown real estate, Upper Makefield real estate and Doylestown real estate, home listings and homes for sale in Pennsylvania - Debbie Spaulder, REALTOR® Debbie Spaulder REALTOR(r) for Yardley, Newtown, Upper Makefield and Doylestown, Pennsylvania real estate - NUMBER1EXPERT™ Debbie Spaulder NUMBER1EXPERT(tm) for Yardley, Newtown, Upper Makefield and Doylestown, Pennsylvania real estate
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Debbie Spaulder, REALTOR®, real estate agent and broker for Yardley, Newtown, Upper Makefield and Doylestown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
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Consumer Notice: Yardley, Newtown, Upper Makefield and Doylestown Pennsylvania home buying, real estate listings, and homes for sale in Bucks County, PA
Welcome > Resources > Consumer Notice ...


 
CONSUMER NOTICE CN

THIS IS NOT A CONTRACT


Pennsylvania Law requires real estate brokers and salespersons (licensees) to advise consumers who are seeking to sell or purchase residential or commercial real estate or tenants who are seeking to lease residential or commercial real estate where the licensee is working on behalf of the tenant of the business relationships permitted by the Real Estate Licensing and Registration Act. This notice must be provided to the consumer at the first contact where a substantive discussion about real estate occurs unless an oral disclosure has been previously provided. If the oral disclosure was provided, this notice must be provided at the first meeting or the first time a property is shown to the consumer by the broker or salesperson.

Before you disclose any information to a licensee, be advised that unless you select an agency relationship the licensee is NOT REPRESENTING YOU. A business relationship of any kind will NOT be presumed but must be established between the consumer and the licensee.

Any licensee who provides you with real estate services owes you the following duties:
  • Exercise reasonable professional skill and care which meets the practice standards required by the Act.
  • Deal honestly and in good faith.
  • Present, in a reasonably practicable period of time, all offers, counteroffers, notices, and communications to and from the parties in writing. The duty to present written offers and counteroffers may be waived if the waiver is in writing.
  • Comply with Real Estate Seller Disclosure Act.
  • Account for escrow and deposit funds.
  • Disclose all conflicts of interest in a reasonably practicable period of time.
  • · Provide assistance with document preparation and advise the consumer regarding compliance with laws pertaining to real estate transactions.
  • Advise the consumer to seek expert advice on matters about the transaction that are beyond the licensee's expertise.
  • Keep the consumer informed about the transaction and the tasks to be completed.
  • Disclose financial interest in a service, such as financial, title transfer and preparation services, insurance, construction, repair or inspection, at the time service is recommended or the first time the licensee learns that the service will be used.

A licensee may have the following business relationships with the consumer:

Seller Agency

Seller agency is a relationship where the licensee, upon entering into a written agreement, works only for a seller/landlord. Seller's agents owe the additional duties of:


  • Loyalty to the seller/landlord by acting in the seller's/landlord's best interest.
  • Confidentiality, except that a licensee has a duty to reveal known material defects about the property.
  • Making a continuous and good faith effort to find a buyer for the property, except while the property is subject to an existing agreement.
  • Disclosure to other parties in the transaction that the licensee has been engaged as a seller's agent.

A seller's agent may compensate other brokers as subagents if the seller/landlord agrees in writing. Subagents have the same duties and obligations as the seller's agent. Seller's agents may also compensate buyer's agents and transaction licensees who do not have the same duties and obligations as seller's agents. If you enter into a written agreement, the licensees in the real estate company owe you the additional duties identified above under seller agency. The exception is designated agency. See the designated agency section in this notice for more information.

Buyer Agency

Buyer agency is a relationship where the licensee, upon entering into a written agreement, works only for the buyer/tenant. Buyer's agents owe the additional duties of:
  • Loyalty to the buyer/tenant by acting in the buyer's/tenant's best interest.
  • · Confidentiality, except that a licensee is required to disclose known material defects about the property.
  • Making a continuous and good faith effort to find a property for the buyer/tenant, except while the buyer is subject to an existing contract.
  • Disclosure to other parties in the transaction that the licensee has been engaged as a buyer's agent.

A buyer's agent may be paid fees, which may include a percentage of the purchase price, and, even if paid by the seller/landlord, will represent the interests of the buyer/tenant.

If you enter into a written agreement, the licensees in the real estate company owe you the additional duties identified above under buyer agency. The exception is designated agency. See the designated agency section in this notice for more information.

Dual Agency

Dual agency is a relationship where the licensee acts as the agent for both the seller/landlord and the buyer/tenant in the same transaction with the written consent of all parties. Dual agents owe the additional duties of:
  • Taking no action that is adverse or detrimental to either party's interest in the transaction.
  • Unless otherwise agreed to in writing, making a continuous and good faith effort to find a buyer for the property and a property for the buyer, unless either are subject to an existing contract.
  • Confidentiality, except that a licensee is required to disclose known material defects about the property.
COPIES: GREEN-CONSUMER; WHITE-BROKER 4/02

Designated Agency

In designated agency, the employing broker may, with your consent, designate one or more licensees from the real estate company to represent you. Other licensees in the company may represent another party and shall not be provided with any confidential information. The designated agent(s) shall have the duties as listed above under seller agency and buyer agency.

In designated agency, the employing broker will be a dual agent and have the additional duties of:
  • Taking reasonable care to protect any confidential information disclosed to the licensee.
  • Taking responsibility to direct and supervise the business activities of the licensees who represent the seller and buyer while taking no action that is adverse or detrimental to either party's interest in the transaction.
The designation may take place at the time that the parties enter into a written agreement, but may occur at a later time. Regardless of when the designation takes place, the employing broker is responsible for ensuring that confidential information is not disclosed.

Transaction Licensee

A transaction licensee is a broker or salesperson who provides communication or document preparation services or performs other acts for which a license is required WITHOUT being the agent or advocate for either the seller/landlord or the buyer/ tenant. Upon signing a written agreement or disclosure statement, a transaction licensee has the additional duty of limited confidentiality in that the following information may not be disclosed:
  • The seller/landlord will accept a price less than the asking/listing price.
  • The buyer/tenant will pay a price greater than the price submitted in a written offer.
  • The seller/landlord or buyer/tenant will agree to financing terms other than those offered. Other information deemed confidential by the consumer shall not be provided to the transaction licensee.
OTHER INFORMATION ABOUT REAL ESTATE TRANSACTIONS

The following are negotiable and shall be addressed in an agreement/disclosure statement with the licensee:
  • The duration of the employment, listing agreement or contract.
  • The fees or commissions.
  • The scope of the activities or practices.
  • The broker's cooperation with other brokers, including the sharing of fees.

Any sales agreement must contain the zoning classification of a property except in cases where the property is zoned solely or primarily to permit single family dwellings.

A Real Estate Recovery Fund exists to reimburse any person who has obtained a final civil judgment against a Pennsylvania real estate licensee owing to fraud, misrepresentation, or deceit in a real estate transaction and who has been unable to collect the judgment after exhausting all legal and equitable remedies. For complete details about the Fund, call (717) 783-3658.
 
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Some buyers and sellers arrive at the closing feeling terrific about the transaction. They like each other, their new home, their real estate agent, and even the lender! Others feel completely stressed out as a result of the transaction process. Whether you are the buyer or the seller, you can play a part in determining which of these scenarios characterizes your closing.

The professionals who are involved in real estate transactions work hard to make things go as smoothly as possible, but the quality of the transaction often depends not so much on what happens, but how you react to what happens. If you communicate confidence in the professionals who are helping you, the atmosphere will remain positive even if there are complications to be worked through. Real estate transactions are inherently complex. One of a real estate agent's most important responsibilities is to complete the sale, even if everything that could possibly go wrong occurs.

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Debbie Spaulder, REALTOR®, real estate agent and broker for Yardley, Newtown, Upper Makefield and Doylestown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Spaulder
Prudential Fox and Roach, REALTORS

1010 Stony Hill Road Suite 150
Yardley, PA. 19067
Phone : 215-504-7500
Direct: 215-504-7573
Fax: 215-504-1794
Email: DSpaulder@PaDreamHomes.com

Expect More . You Deserve It! I am committed to exceeding your expectations each and every day. As a Bucks County homeowner for 20 plus years, I can provide whatever area and lifestyle information you require to help with your decision. As a top-selling corporate sales professional for more than 15 years, I can assist you with top-notch negotiating, pricing, and financing skills. This helps deliver a home-buying or home-selling experience with maximum results and no regrets. I will work hard to earn your business and I look forward to providing you personal attention and superior service.

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