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All agents are NOT alike! Find out why I am a top real estate expert. Please call me 215-504-7573
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Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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We consider her a friend, not a real estate agent
She has gone beyond the call of duty in helping us. We were treated as though we were the "biggest deal" on the table at all times.
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 Compare three mortgages at one time. Download
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Debbie Spaulder is one of The Top
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Trident Insurance Agency: Affiliate of Prudential Fox & Roach Our Agent, Carl Hinds, can be contacted at:
Office 800-333-3690 EXT 6184
Direct 856-616-6184
Fax 856-428-7313
EMAIL chinds@PADreamHomes.com As independent insurance agents, Trident works for you. Our agents will consult with you personally to review your needs and help you choose the most suitable coverage. When you put together your insurance plan, keep the following in mind: 
| • | Replacement costs. Select replacement cost coverage on your home and its contents to ensure that you receive their full Replacement costs. | | • | Insure to value. If you purchase only enough insurance to cover your mortgage balance, you may not be fully covered in the event of a partial loss or receive enough money to rebuild if your home is totally destroyed. | | • | Liability insurance. In today's litigious society, it is essential to obtain adequate coverage for potential lawsuits. | | • | Personal property coverage. Basic homeowners policies have limits on special classes of personal property, such as fine arts, silver or jewelry. You may need extra protection.
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 Save money and increase safety, comfort and convenience Many insurance companies offer incentive for security systems, including fire and/or burglar alarms, dead bolts, smoke alarms and fire extinguishers. Others offer discounts for new home purchases, multiple policies with the same company and higher deductibles. Our agents seek out all available policy discounts and offer them to you when we present your quote.
Making An Offer >Making Your Offer
When you find the right home, what can you do to maximize your chances of actually getting it? The first step you should take is to make a prompt offer.
Whether you are in a buyers' or sellers' market, taking too much time to initiate an offer can cost you money, especially if you are planning to offer less than the asking price or will be asking for special terms. If your offer is the only one on the table, the sellers will consider it, and if they don't accept it, they may make a good counter offer. While you are "sleeping on it", however, you risk the possibility of another offer coming in. If another buyer appears on the scene, you lose an important advantage while you and the sellers are going back and forth with offers and counter offers. A buyer who really wants that special house will make the best possible offer --as quickly as possible.
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| Q |
What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
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| A |
Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property |
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- NUMBER1EXPERT™ 
